Program: HOME REPAIR PROGRAM
Agency: UNITED STATES DEPARTMENT OF AGRICULTURE (USDA)
Description
Distributes loans and grants for home repairs to rural area income-eligible owner-occupied homeowners. Provides loans to very-low- income homeowners to repair, improve, or modernize homes. Offers grants for very-low-income senior homeowners to remove health and safety hazards. The loan term is 20 years with a 1% fixed interest rate. The maximum loan is $40,000 and maximum grant is $10,000. The household income limit varies by county. The house must be in an eligible rural area.
Eligibility
California rural area income-eligible owner-occupied homeowners
Be unable to obtain affordable credit elsewhere
Have a household income that does not exceed the very low limit by county
For grants, be age 62 or older
Application Process
Download application forms and contact Rural Development local office
Documents
Proof of homeownership, proof of household income, additional documents required
Fees
1% fixed interest rate loan fee
Service Areas
- State of California
Phone
| (530) 792-5800 | California Rural Development State Office Number |
Hours
Mon 8am - 5pm;
Tue 8am - 5pm;
Wed 8am - 5pm;
Thu 8am - 5pm;
Fri 8am - 5pm;
Website
Address
ONLINE RESOURCE
Online Resource, VA
Disabilities Access
Not Applicable
Address
Online Resource, VA
Listing Managed by: 211s of California | Print Listing
Information last updated: 2025-05-14T00:00:00